How to live Active, Engaged and Happy Life – Lesson from Centenarians of Okinawa

This blog is courtesy of mymoneyblog.com

CNN has a new series called “Chasing Life with Dr. Sanjay Gupta”, and its first episode examines the lifestyles of the impressive centenarians of Okinawa, Japan.

Nearly two-thirds of the residents of Okinawa are still functioning independently at age 97. That meant they were in their own homes, cooking their own meals and living their lives fully — at nearly 100 years old!

Here are three factors noted in the show:

Ikigai. This means having a sense of purpose in life. Gupta says that one way to figure this out is to first imagine that you no longer needed to do anything for money. In that case, what would you regret not doing with your life? What do you love, and what does the world need?

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Here is a previous post on Ikigai – Finding Your “Reason For Being”. I have noticed that many people who seek out financial independence feel something “wrong” about their current trade-your-life-for-money environment. They are not living a life aligned with their “ikigai”.

Moai. This means having a social group within the community that has common interests and can provide both financial and emotional support. Family is important, but this appears to be an additional support system. This social component of longevity is critical and should not be overlooked.

Hara hachi bu. This means that you should stop eating when you are 80% full (and thus still a little bit hungry). People in Okinawa eat fewer calories in general, and the calories that they do eat tend to come from sweet potatoes, soybeans (legumes), a variety of vegetables, and only a little meat.

Okinawans centarians have also been examined in the book Blue Zones: 9 Lessons for Living Longer From the People Who’ve Lived the Longest (which I have not yet read). Here is another Venn diagram from the Wikipedia entry that shows the common characteristics between Okinawa and two other Blue Zones (Loma Linda, USA and Sardinia, Italy).

Bottom line. It’s not just living for a long time, but it’s living an active, engaged, happy life for a long time. You won’t get this by taking the right pills from orange bottles. You need to spend your time doing something that you feel matters to the world. You need love and support from other humans. You need to eat natural foods, but not too much.

How can you decide to Give?

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Texas ranks 3rd on High Cost of Car Insurance for low coverage…Infographics

As they say picture speaks more than thousand words. I love infographics and easy to read and understand. This one which I came across again from mymoneyblog.com was interesting and surprising as well. I saw Texas being ranked No.3 on the list with the highest paying car insurance state even for low coverage.

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Here is couple of snippet from the article,

First off, it’s obvious that minimum coverage costs less than full coverage, but there are some states where the difference is relatively small. For example, take a look at North Carolina, where full coverage goes for $1,027 but minimum coverage is only $527, so you’re only saving $500 for a lot less coverage. Compare that to Louisiana, where the difference is $1,794. It seems like insurance companies believe driving in Louisiana is much more dangerous than in North Carolina. And if it doesn’t cost that much more for full coverage, then you may as well get it and protect yourself and your family.

There are two ways to think about paying for car insurance in the US: the amount it takes to get the minimum level of insurance required by your state (liability coverage), and the amount to get full coverage (liability, collision, and comprehensive). Nerdwallet crunched the numbers behind our latest visualization to find out the average cost of insurance in each state, which we plotted in an intuitive visualization. It turns out that insurance rates vary dramatically by state, even though there isn’t an obvious explanation why.

To read the full article, go to https://howmuch.net/articles/minimum-and-full-coverage-car-insurance