Costco Membership Deal – Living Social

It is rare to find any deals from Costco on membership and you are lucky to get one if you haven’t joined yet. Here is the sweet deal for people to join the Costco family. We been Costco members since 2003 and we love the store anywhere we go. So I strongly recommend all to check it out and sign up.

Here is the deal,

If you’ve always wanted to take advantage of the exceptional savings that only a Costco Wholesale membership can offer, consider this deal your invitation to join the club.
• $55 for a Gold Star Membership – Includes a free Household card
• Valid for new members only; not valid for renewal of an existing Costco membership
• Limited quantity available
Why You’ll Love It
As part of this exclusive offer, all new members will receive:
• $20 Costco Cash Card
• Exclusive coupons good for three free Kirkland Signature™ products ($30.97 value)
- One apple pie
- One rotisserie chicken
- One 30-pack of two-ply bath tissue
• Plus, enjoy three months of free identity protection service brought to you by Identity Guard® (a $40.47 value)
• $146.44 total value
How It Works
1. Complete your purchase on LivingSocial
2. Receive your voucher from LivingSocial and redeem it online
3. You’ll get an email with a Costco Membership Activation Certificate to print out
4. Bring the printed certificate to your local Costco to complete your Membership application
5. Receive your Costco Cash Card at the time of signup (new members only); coupons will be mailed within 4 weeks of voucher redemption

Check out the deal at livingsocial.com

Starbucks eGift card – $5 for $10

I have bought it last time they offered this deal since my wife likes to drink Starbucks cappuccino sometimes.

Here is like the link to go and get it, http://www.groupon.com/deals/starbucks-2-2010

It’s one way of boosting sales by Starbucks and GroupOn is also getting the advertisement by saying it’s there thank you gift for summer.

Happy Summer everyone!!!

Magic of Compound Interest – Chart Explained

Many of us aware of Power of Compounding but it is always good to keep reminding often so we can save more on time to reap the rewards of the magic. This single chart will help you visualize how early start can be really advantages.

Susan (grey) invests $5,000 per year from age 25 to 35 ($50,000 over 10 years) and stops.
Bill (green) invests $5,000 per year from ages 35 to 65 ($150,000 over 30 years).
Chris (blue) invests $5,000 per year from ages 25 to 65 ($200,000 over 40 years).

You’ll note that Susan still ends up with more money than Bill, even though he invests three times as much money over 30 years, all because Bill starts late. Susan and Chris start out the same, except that Susan stops after 10 years while Chris keeps going. Chris only invests $150,000 more than Susan, but ends up with $500,000 more money in the end. A 7% annual return is assumed.

Investors should make saving for retirement a priority by saving early, saving often and investing more of what they save. By starting to save at later ages, investors miss out on the benefits of compounding, and could end up with a smaller retirement account. That’s the great benefit of compounding.

Don’t forget the Rule of 72 which quickly tells you how many you need to double your money. The rule says that to find the number of years required to double your money at a given interest rate, you just divide the interest rate into 72. For example, if you want to know how long it will take to double your money at eight percent interest, divide 8 into 72 and get 9 years.

Happy Saving….

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