Archive for the ‘Education’ Category

Budget & Spending Behaviors – Fun Stats and Facts

Comparing US Consumer Spending Behavior with other countries The Bureau of Labor Statistics recently released a fascinating report on how American consumers spend their money, and how that compares to spending behavior of their counterparts in other rich countries. The numbers refer to 2009, when the United States recession hit its lowest point, so of […]

Debt-to-Income Ratio and US Household Debt – Lesson to be learned

Debt-to-Income ratio(DTI) is a key figure which is used for many purposes especially from the individual perspective during mortgage approval process. The Wikipedia definition of debt-to-income ratio (often abbreviated DTI) is the percentage of a consumer’s monthly gross income that goes toward paying debts. It helps the lender to figure out whether a certain individual’s […]

Free Webcast on Portfolio Diversification & Risk Management by TDAmeritrade

Learn ways to manage risk through diversification. Maintaining a diversified portfolio is a technique to manage risk and return. But diversifying your investments takes discipline. Sign up for our free webcast to learn about: Strategies for building a diversified portfolio The impact of investor sentiment on investment decisions Click to Register to attend any of […]