Archive for the ‘Personal Finance’ Category

Roth IRA Distribution Flowchart

I was commonly asked by readers and friends about Roth IRA and what are the basic rules surrounding its qualified and non-qualified distributions. There are some quick things which you can share about Roth IRA distribution like any withdrawls before the age 59 1/2 would be subject penalty, any withdrawals which are qualified like first […]

Got Unused Gift Cards? – Better ways to spend them

Recently we had a combined birthday party for my kids at MonkeyBizness bouncing place which is really priced right and offered option to bring external food for fee of just $10 additional to the party fee. We had invited most of our close friends and also Ashwin(my elder son) school friends. With a good and […]

Do you Pay more on products to improve your status?

This topic is one of my favorite which I discuss with my friends whenever we have get-together. Some of my friends don’t mind paying more or buying certain things due to peer pressure or to keep up their status. I strongly critic and joke about their activity but it seems many Americans are trapped in […]