Comparing US Consumer Spending Behavior with other countries The Bureau of Labor Statistics recently released a fascinating report on how American consumers spend their money, and how that compares to spending behavior of their counterparts in other rich countries. The numbers refer to 2009, when the United States recession hit its lowest point, so of […]
Archive for the ‘Financial Literacy’ Category
Budget & Spending Behaviors – Fun Stats and Facts
April 11th, 2012 
Vijaianand 
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Debt-to-Income Ratio and US Household Debt – Lesson to be learned
March 16th, 2012 Vijaianand Debt-to-Income ratio(DTI) is a key figure which is used for many purposes especially from the individual perspective during mortgage approval process. The Wikipedia definition of debt-to-income ratio (often abbreviated DTI) is the percentage of a consumer’s monthly gross income that goes toward paying debts. It helps the lender to figure out whether a certain individual’s […]
Tags: What is Normal Return?
March 2nd, 2012 Vijaianand I been wanting to write this post for sometime and finally got to do it today. We have seen turbulent economic conditions for the last few years that have brought returns which doesn’t really match any previous years. It brings to us a big question, What is the Normal Return?. Here is a snapshot of […]